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Investering Inbestimendu Investasi 투자 استثمار Investimento Інвестиція Investment Investice Inversió econòmica 投资 Investition Inwestycja Investering Investimento Investado Investissement Инвестиции Inversión 投資 Επένδυση
rdfs:comment
投资在財務(金融)及經濟方面,各有不同的意義。財務投資是透過完善的分析,對於本金、收益可達一定程度的預估,將資金投入那些預期有所增長的標的上。能够随时变现并且持有时间不超过的有价证券以及不超过一年的其他投资則被稱為短期投资。而完全對立的作法,像未經分析、且在本金及回報上也沒有把握,亦不考慮風險就投入資金者,就是投机、或赌博。因此,有些並未經過完善分析,即買進股權持有者,例如買進共同基金的人,也可以稱為投機者。事實上,根據效率市場假說,即使針對股市資料來完整分析者,也不算是理性。依此定義延伸下去,所有自以為理性的股權持有者,也不能視為投資者,而是投機者。投資與储蓄或遞延消費,具有一定相關性,且涉及經濟領域的許多活動,如企(事)業管理及財務金融等,無論是為家計、事業或政府。 الاستثمار على مستوى الاقتصاد القومي يتعلق بالإنفاق الرأسمالي على المشروعات الجديدة في قطاعات المرافق العامة والبنية التحتية مثل مشروعات شق الطرق الرئيسية والفرعية ومشروعات تمديدات المياه وتمديدات الصرف الصحي وتهياه المخططات العمرانية ومشروعات البناء والإسكان وتمديدات الكهرباء وتوليد الطاقة وكذلك مشروعات التنمية الاجتماعية في مجالات التعليم والصحة والاتصالات بالإضافة إلى المشروعات التي تتعلق بالنشاط الاقتصادي لإنتاج السلع والخدمات في القطاعات الإنتاجية والخدمية كالصناعة والزراعة والإسكان والصحة والتعليم والسياحة. 投資(とうし、英: investment)とは、主に経済において、将来的に資本(生産能力)を増加させるために、現在の資本を投じる活動を指す(現代において、生産能力の増加しない商業活動はこれに含まない)。広義では、自己研鑽や人間関係においても使われる語である。 どのような形態の投資も、不確実性(リスク)が伴う。一般に、投資による期待収益率が高い場合、不確実性も高まる。この一般則に反する取引が可能な場合、裁定取引が行われ、収益率の低下またはリスクの増大が起こる。 Inwestycja – w ujęciu ekonomicznym nakład gospodarczy poniesiony na utrzymanie, tworzenie lub zwiększanie kapitału (np. maszyn i urządzeń, budynków czy zapasów). Zgodnie z inną definicją inwestycja to wyrzeczenie się obecnych, pewnych korzyści na rzecz niepewnych korzyści w przyszłości. Przeciwieństwem inwestycji jest konsumpcja. Ekonomian, inbestimendu edo inbertsioa (Heg.) negozio eredu bat garatzeko ekintzaileak egiten duen diruzko ekarpena da, diru gehiago irabazteko. Irabazten den diruari errentagarritasuna deitzen zaio, horretarako aurrezkia edo kanpoko finantzaketa erabiliz. Inbestimenduak erabaki eta horretarako dirua jartzen dutenak inbestitzaileak edo inbertitzaileak (Heg.) dira. Επένδυση (αγγλικά: investment) ονομάζεται η δέσμευση κεφαλαίων για ένα χρονικό διάστημα, η οποία αναμένεται να αποφέρει πρόσθετα κεφάλαια στον επενδυτή. Με τεχνικούς όρους, η επένδυση είναι μια ακολουθία . Για την πραγματοποίηση μιας επένδυσης γίνεται αρχικά μια και ακολουθούν έπειτα τεχνικές . En economía, el término inversión es un término con varias acepciones relacionadas como el ahorro, la ubicación de capital y la postergación del consumo. Aparece en gestión empresarial, en finanzas y en macroeconomía. Lleva consigo la idea de utilizar recursos con el objetivo de alcanzar algún beneficio, bien sea económico, político, social, satisfacción personal, entre otros. Investment is the dedication of money to purchase of an asset to attain an increase in value over a period of time. Investment requires a sacrifice of some present asset, such as time, money, or effort. Investors generally expect higher returns from riskier investments. When a low-risk investment is made, the return is also generally low. Similarly, high risk comes with a chance of high losses. Investors, particularly novices, are often advised to diversify their portfolio. Diversification has the statistical effect of reducing overall risk. Con investimento, in economia, si intende l'attività finanziaria di un soggetto economico detto "investitore" atta all'incremento di beni capitali mediante l'acquisizione o creazione di nuove risorse economiche da usare nel processo produttivo. Può riguardare sia un soggetto imprenditoriale nell'ambito della sua attività di impresa, sia in senso esteso un privato cittadino nell'incremento della sua qualità della vita. Інвести́ція, капіта́льні вкла́дення (від лат. invest, вкладення коштів) — господарська операція, яка передбачає придбання основних фондів, нематеріальних активів, корпоративних прав та цінних паперів в обмін на кошти або майно. Investado estas ekonomia ago, dum kiu oni elspezas la produktitan enspezon por tio, kio laŭ la esperoj alportos profiton. Tiel oni rezignas pri forkonsumado de tiu enspezo por akiri pli grandan profiton en la estonto. Por ebligi investadon - en landa ekonomio- la tuta produktado devas super la tutan investadon. Ĝis apero de la ŝtatsocialismo, la investojn faris la nur privata sektoro de la kapitalismo. En la 20-a jarcento, la ŝtato iĝis grava investisto en la landoj (socialismaj kaj evoluantaj). Investasi, penanaman modal, atau pelaburan adalah suatu kegiatan menanamkan modal, baik langsung maupun tidak, dengan harapan pada waktu nanti pemilik modal mendapatkan sejumlah keuntungan dari hasil penanaman modal tersebut. Dalam Kamus Besar Bahasa Indonesia investasi berarti penanaman uang atau modal pada suatu perusahaan atau proyek untuk tujuan memperoleh keuntungan. Secara umum investasi dapat diartikan sebagai meluangkan atau memanfaatkan waktu, uang atau tenaga demi keuntungan/manfaat pada masa datang. Jadi, investasi merupakan membeli sesuatu yang diharapkan pada masa yang akan datang dapat dijual kembali dengan nilai yang lebih tinggi dari semula. Unter einer Investition (lateinisch investire, „einkleiden“) versteht man in der Wirtschaft allgemein den Einsatz von Kapital für einen bestimmten Verwendungszweck durch einen Investor. Selon le vocabulaire de la comptabilité nationale, l’investissement (mesuré par la formation brute de capital fixe, en abrégé FBCF), peut être le fait de différents agents économiques : * pour les entreprises : c'est la valeur des biens durables acquis pour être utilisés pendant au moins un an dans leur processus de production. Il peut avoir trois formes : capacité, remplacement et productivité ; * pour les ménages : la FBCF dans le cadre de leur activité domestique ne concerne que l'acquisition ou la production pour leur propre compte de logements ; * pour les entrepreneurs individuels : la formation brute de capital fixe (FBCF) des ménages en tant qu'entrepreneurs est comptée dans la FBCF des entreprises. La inversió econòmica o millor l'investiment econòmic té diversos significats relacionats entre ells en el camp empresarial, financer i econòmic, també relacionat amb l'estalvi o l'ajornament del consum. Conceptualment la inversió es diferencia tant del consum com de l'estalvi: pel que fa a aquest últim, perquè és una , un desembors, i no una reserva o quantitat de diners retinguda; pel que fa al consum, perquè no es dirigeix a béns que produïxen utilitat o satisfacció directa, sinó a béns que es destinen a produir altres béns. En la pràctica, no obstant això, tals distincions solen desdibuixar-se: hi ha béns que poden ser alhora de consum i d'inversió, segons els fins alternatius als quals es destini. L'estalvi, per altra banda, generalment es col·loca a interès, amb l'objecte de reservar Jako investice se v ekonomii označuje ta část příjmu (důchodu), která je vložena do kapitálu. Tedy do dlouhodobých statků, které nepřinášejí okamžitý prospěch, ale umožní zvýšení produkce statků v budoucnosti. Ekonomický subjekt (stát, podnik, jednotlivec) tak odloží část své současné spotřeby (úspor) za účelem získání budoucího užitku. Budoucí užitek či výnos může být peněžního nebo nepeněžního charakteru. Em economia, em linhas gerais, investimento significa a aplicação de capital com a expectativa de um benefício futuro. O investimento produtivo se realiza quando a taxa de lucro sobre o capital supera ou é pelo menos igual à taxa de juros ou quando os lucros sejam maiores ou iguais ao capital investido. O investimento bruto corresponde a todos os gastos realizados com bens de capital (máquinas e equipamentos) e formação de estoques. O investimento líquido exclui as despesas com manutenção e reposição de peças, depreciação de equipamentos e instalações. Como está diretamente ligado à compra de bens de capital e, portanto, à ampliação da capacidade produtiva, o investimento líquido mede com mais precisão o crescimento da economia. En investering är en kapitalinsats som förväntas leda till framtida avkastning. Kapitalinsatsen sker ofta som en utgift i pengar, men kan även vara en insats av andra former av resurser. Avkastningen kan antingen komma i form av ökade intäkter eller i form av minskade kostnader. Motsatsen kallas desinvestering eller divestering. 투자(投資, 독일어: Investition, 영어: investment, investing, 프랑스어: investissement)란 특정한 이득을 얻기 위하여 시간을 투입하거나, 자본을 제공하는 것을 말한다. 투자는 미래의 이익을 기대하며 돈 (때로는 시간과 같은 자원)을 할당하는 것이다. 금융 분야에서는 투자 이익을 수익이라고 한다. 수익은 배당, 이자, 임대 소득 등을 포함한 자본 이득(capital investment) 또는 투자 소득(investment income)으로 구성 될 수 있다. 예상 경제 수익은 미래 수익의 적절하게 할인된 가치이다. 수익은 일정 기간 동안의 실제 자본 이득 (혹은 손실) 또는 소득으로 구성되어 있다. 투자는 일반적으로 자산을 얻는 것이다. 만약 자산을 투자 가치가 있는 가격으로 구매 한다면 일반적으로 그 가치가 높아짐에 따라 더 높은 가격에 판매되어 수입을 창출할 수 있다. 일반적으로 투자자들은 투자가 위험할수록 높은 투자수익을 기대한다. 금융 자산은 안전한 국채와 같은 저 위험, 저 수익투자에서 신흥 시장 주식 투자와 같은 높은 위험 그리고 높은 수익에 이르기까지 범위가 다양한다. Een investering is een opoffering in geld, tijd of mankracht (personeel) ten behoeve van een doel dat pas op lange termijn wordt behaald. Investeren wordt in het dagelijks spraakgebruik vaak in een ruimere betekenis gebruikt, waarbij de nadruk wordt gelegd op een uitgave nu, die opbrengsten in de toekomst genereert ('investeren in jezelf en de toekomst'). Инвести́ции (англ. Investment) — размещение капитала с целью получения прибыли. Если проект убыточен — инвестиции могут быть утрачены полностью или частично. Инвестиции в различной форме являются неотъемлемой частью современной экономики.
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投资在財務(金融)及經濟方面,各有不同的意義。財務投資是透過完善的分析,對於本金、收益可達一定程度的預估,將資金投入那些預期有所增長的標的上。能够随时变现并且持有时间不超过的有价证券以及不超过一年的其他投资則被稱為短期投资。而完全對立的作法,像未經分析、且在本金及回報上也沒有把握,亦不考慮風險就投入資金者,就是投机、或赌博。因此,有些並未經過完善分析,即買進股權持有者,例如買進共同基金的人,也可以稱為投機者。事實上,根據效率市場假說,即使針對股市資料來完整分析者,也不算是理性。依此定義延伸下去,所有自以為理性的股權持有者,也不能視為投資者,而是投機者。投資與储蓄或遞延消費,具有一定相關性,且涉及經濟領域的許多活動,如企(事)業管理及財務金融等,無論是為家計、事業或政府。 Em economia, em linhas gerais, investimento significa a aplicação de capital com a expectativa de um benefício futuro. O investimento produtivo se realiza quando a taxa de lucro sobre o capital supera ou é pelo menos igual à taxa de juros ou quando os lucros sejam maiores ou iguais ao capital investido. O investimento bruto corresponde a todos os gastos realizados com bens de capital (máquinas e equipamentos) e formação de estoques. O investimento líquido exclui as despesas com manutenção e reposição de peças, depreciação de equipamentos e instalações. Como está diretamente ligado à compra de bens de capital e, portanto, à ampliação da capacidade produtiva, o investimento líquido mede com mais precisão o crescimento da economia. Em finanças, existem também os chamados investimentos financeiros, tais como ações, caderneta de poupança, etc., que são uma área específica destinada às finanças pessoais. الاستثمار على مستوى الاقتصاد القومي يتعلق بالإنفاق الرأسمالي على المشروعات الجديدة في قطاعات المرافق العامة والبنية التحتية مثل مشروعات شق الطرق الرئيسية والفرعية ومشروعات تمديدات المياه وتمديدات الصرف الصحي وتهياه المخططات العمرانية ومشروعات البناء والإسكان وتمديدات الكهرباء وتوليد الطاقة وكذلك مشروعات التنمية الاجتماعية في مجالات التعليم والصحة والاتصالات بالإضافة إلى المشروعات التي تتعلق بالنشاط الاقتصادي لإنتاج السلع والخدمات في القطاعات الإنتاجية والخدمية كالصناعة والزراعة والإسكان والصحة والتعليم والسياحة. و يمكن تعريفة أيضا على أنه إضافة طاقات إنتاجية جديدة إلى الأصول الإنتاجية الموجودة في المجتمع بإنشاء مشروعات جديدة أو التوسع في مشروعات قائمة، أو إحلال أو تجديد مشروعات انتهى عمرها الافتراضي، وكذلك شراء الأوراق المالية المصدرة لإنشاء مشروعات جديدة. Investasi, penanaman modal, atau pelaburan adalah suatu kegiatan menanamkan modal, baik langsung maupun tidak, dengan harapan pada waktu nanti pemilik modal mendapatkan sejumlah keuntungan dari hasil penanaman modal tersebut. Dalam Kamus Besar Bahasa Indonesia investasi berarti penanaman uang atau modal pada suatu perusahaan atau proyek untuk tujuan memperoleh keuntungan. Secara umum investasi dapat diartikan sebagai meluangkan atau memanfaatkan waktu, uang atau tenaga demi keuntungan/manfaat pada masa datang. Jadi, investasi merupakan membeli sesuatu yang diharapkan pada masa yang akan datang dapat dijual kembali dengan nilai yang lebih tinggi dari semula. Con investimento, in economia, si intende l'attività finanziaria di un soggetto economico detto "investitore" atta all'incremento di beni capitali mediante l'acquisizione o creazione di nuove risorse economiche da usare nel processo produttivo. Può riguardare sia un soggetto imprenditoriale nell'ambito della sua attività di impresa, sia in senso esteso un privato cittadino nell'incremento della sua qualità della vita. Jako investice se v ekonomii označuje ta část příjmu (důchodu), která je vložena do kapitálu. Tedy do dlouhodobých statků, které nepřinášejí okamžitý prospěch, ale umožní zvýšení produkce statků v budoucnosti. Ekonomický subjekt (stát, podnik, jednotlivec) tak odloží část své současné spotřeby (úspor) za účelem získání budoucího užitku. Budoucí užitek či výnos může být peněžního nebo nepeněžního charakteru. Takový je spíše makroekonomický pohled na investice. Z pohledu podniku jsou to rozsáhlejší jednorázově nebo krátkodobě vynaložené zdroje či peněžní výdaje (kapitálové výdaje), u nichž se očekává jejich přeměna na budoucí výnosy či peněžní příjmy během delšího časového období přesahujícího jeden rok. Syrový přirovnává investice (v kontextu finančních trhů) ke konzervování masa či ovoce za účelem odkladu na pozdější užití, tak říkajíc „na horší časy“, aby o ně lidé nepřišli. Nebo k pšenici, u níž lidé měli na výběr buď její okamžitou spotřebu, nebo setbu s očekáváním budoucí mnohonásobné sklizně.Investování má tedy za cíl odložit současné prostředky tak, aby přinejmenším neztratily svou hodnotu nebo aby v lepším případě jejich hodnota časem ještě vzrostla. Podobně v případě požadavku na jakýkoli budoucí cíl, který nelze pořídit z běžného objemu prostředků („z jedné výplaty“), je nutné si odkládat peníze stranou; v takovém případě se hovoří o úsporách. La inversió econòmica o millor l'investiment econòmic té diversos significats relacionats entre ells en el camp empresarial, financer i econòmic, també relacionat amb l'estalvi o l'ajornament del consum. Conceptualment la inversió es diferencia tant del consum com de l'estalvi: pel que fa a aquest últim, perquè és una , un desembors, i no una reserva o quantitat de diners retinguda; pel que fa al consum, perquè no es dirigeix a béns que produïxen utilitat o satisfacció directa, sinó a béns que es destinen a produir altres béns. En la pràctica, no obstant això, tals distincions solen desdibuixar-se: hi ha béns que poden ser alhora de consum i d'inversió, segons els fins alternatius als quals es destini. L'estalvi, per altra banda, generalment es col·loca a interès, amb l'objecte de reservar-lo per a posteriors eventualitats, una de les quals pot ser la inversió. Més concretament en el món empresarial, suposa aplicar recursos financers per a l'adquisició, renovació o millora d'elements de l'immobilitzat amb l'objectiu de millorar la capacitat productiva de l'empresa. Per a un particular, o per a una institució financera, el mot inversió és generalment pres en el sentit de la col·locació dels estalvis a mitjà o llarg termini, o per la compra d'actius financers, com per exemple títols borsaris. El Dollar cost averaging és un exemple d'estratègia d'inversió econòmica. En economía, el término inversión es un término con varias acepciones relacionadas como el ahorro, la ubicación de capital y la postergación del consumo. Aparece en gestión empresarial, en finanzas y en macroeconomía. Lleva consigo la idea de utilizar recursos con el objetivo de alcanzar algún beneficio, bien sea económico, político, social, satisfacción personal, entre otros. Інвести́ція, капіта́льні вкла́дення (від лат. invest, вкладення коштів) — господарська операція, яка передбачає придбання основних фондів, нематеріальних активів, корпоративних прав та цінних паперів в обмін на кошти або майно. Επένδυση (αγγλικά: investment) ονομάζεται η δέσμευση κεφαλαίων για ένα χρονικό διάστημα, η οποία αναμένεται να αποφέρει πρόσθετα κεφάλαια στον επενδυτή. Με τεχνικούς όρους, η επένδυση είναι μια ακολουθία . Για την πραγματοποίηση μιας επένδυσης γίνεται αρχικά μια και ακολουθούν έπειτα τεχνικές . Inwestycja – w ujęciu ekonomicznym nakład gospodarczy poniesiony na utrzymanie, tworzenie lub zwiększanie kapitału (np. maszyn i urządzeń, budynków czy zapasów). Zgodnie z inną definicją inwestycja to wyrzeczenie się obecnych, pewnych korzyści na rzecz niepewnych korzyści w przyszłości. Przeciwieństwem inwestycji jest konsumpcja. W świetle art. 3 ust. 1 pkt 17 ustawy o rachunkowości poprzez inwestycje rozumie się aktywa posiadane przez jednostkę w celu osiągnięcia z nich korzyści ekonomicznych wynikających z przyrostu wartości tych aktywów, uzyskania przychodów w formie odsetek, dywidend (udziałów w zyskach) lub innych pożytków, w tym również z transakcji handlowej, a w szczególności aktywa finansowe oraz te nieruchomości i wartości niematerialne i prawne, które nie są użytkowane przez jednostkę, lecz są posiadane przez nią w celu osiągnięcia tych korzyści. W przypadku zakładów ubezpieczeń i zakładów reasekuracji przez inwestycje rozumie się lokaty. Investment is the dedication of money to purchase of an asset to attain an increase in value over a period of time. Investment requires a sacrifice of some present asset, such as time, money, or effort. In finance, the purpose of investing is to generate a return from the invested asset. The return may consist of a gain (profit) or a loss realized from the sale of a property or an investment, unrealized capital appreciation (or depreciation), or investment income such as dividends, interest, or rental income, or a combination of capital gain and income. The return may also include currency gains or losses due to changes in the foreign currency exchange rates. Investors generally expect higher returns from riskier investments. When a low-risk investment is made, the return is also generally low. Similarly, high risk comes with a chance of high losses. Investors, particularly novices, are often advised to diversify their portfolio. Diversification has the statistical effect of reducing overall risk. En investering är en kapitalinsats som förväntas leda till framtida avkastning. Kapitalinsatsen sker ofta som en utgift i pengar, men kan även vara en insats av andra former av resurser. Avkastningen kan antingen komma i form av ökade intäkter eller i form av minskade kostnader. Motsatsen kallas desinvestering eller divestering. Unter einer Investition (lateinisch investire, „einkleiden“) versteht man in der Wirtschaft allgemein den Einsatz von Kapital für einen bestimmten Verwendungszweck durch einen Investor. Een investering is een opoffering in geld, tijd of mankracht (personeel) ten behoeve van een doel dat pas op lange termijn wordt behaald. Investeren wordt in het dagelijks spraakgebruik vaak in een ruimere betekenis gebruikt, waarbij de nadruk wordt gelegd op een uitgave nu, die opbrengsten in de toekomst genereert ('investeren in jezelf en de toekomst'). Selon le vocabulaire de la comptabilité nationale, l’investissement (mesuré par la formation brute de capital fixe, en abrégé FBCF), peut être le fait de différents agents économiques : * pour les entreprises : c'est la valeur des biens durables acquis pour être utilisés pendant au moins un an dans leur processus de production. Il peut avoir trois formes : capacité, remplacement et productivité ; * pour les ménages : la FBCF dans le cadre de leur activité domestique ne concerne que l'acquisition ou la production pour leur propre compte de logements ; * pour les entrepreneurs individuels : la formation brute de capital fixe (FBCF) des ménages en tant qu'entrepreneurs est comptée dans la FBCF des entreprises. Les investissements financiers, les acquisitions de terrains et les investissements immatériels (publicité, etc.) ne sont pas comptabilisés dans la FBCF, bien que ces investissements aient pris depuis les années 1980 une grande importance dans la stratégies des sociétés. Le rendement d'un investissement fait l'objet d'un calcul prenant en compte sa durée de vie ou sa durée d'utilisation (avec dans ce cas la prise en compte de valeur finale résiduelle de l'investissement). L'investissement durable stratégique désigne un type d'investissement se voulant plus vertueux, dans la perspective de développement durable, ce qui implique de prendre en compte dans la prise de décision d'investissement de nouveaux paramètres comme la durabilité et la soutenabilité. 投資(とうし、英: investment)とは、主に経済において、将来的に資本(生産能力)を増加させるために、現在の資本を投じる活動を指す(現代において、生産能力の増加しない商業活動はこれに含まない)。広義では、自己研鑽や人間関係においても使われる語である。 どのような形態の投資も、不確実性(リスク)が伴う。一般に、投資による期待収益率が高い場合、不確実性も高まる。この一般則に反する取引が可能な場合、裁定取引が行われ、収益率の低下またはリスクの増大が起こる。 Инвести́ции (англ. Investment) — размещение капитала с целью получения прибыли. Если проект убыточен — инвестиции могут быть утрачены полностью или частично. Инвестиции в различной форме являются неотъемлемой частью современной экономики. Investado estas ekonomia ago, dum kiu oni elspezas la produktitan enspezon por tio, kio laŭ la esperoj alportos profiton. Tiel oni rezignas pri forkonsumado de tiu enspezo por akiri pli grandan profiton en la estonto. Por ebligi investadon - en landa ekonomio- la tuta produktado devas super la tutan investadon. Ĝis apero de la ŝtatsocialismo, la investojn faris la nur privata sektoro de la kapitalismo. En la 20-a jarcento, la ŝtato iĝis grava investisto en la landoj (socialismaj kaj evoluantaj). Oni povas diferenci inter du investaj tipoj: financan investadon kaj investadon per produktaj rimedoj. Kvankam - el vidpunkto de la persono - ambaŭ alportas mongajnon, el naciekonomia vidpunkto, la nure financa investado estas transdono de la posedaĵo, kio ne grandigas la produktan kapaciton. Antaŭ la 1930-aj jaroj, oni kredis, ke kvanto de la investoj forte dependas de la alto de la interezo. Laŭ postaj esploroj, por la investistoj pli gravas la estontaj ekonomiaj eblecoj, mendoforto kaj profitatendo. Se la monŝparado ne realiĝas en investado, povas okazi kresko de la senlaboreco, dum se la investoj superas la monŝparaĵojn, povas okazi kresko de la inflacio. 투자(投資, 독일어: Investition, 영어: investment, investing, 프랑스어: investissement)란 특정한 이득을 얻기 위하여 시간을 투입하거나, 자본을 제공하는 것을 말한다. 투자는 미래의 이익을 기대하며 돈 (때로는 시간과 같은 자원)을 할당하는 것이다. 금융 분야에서는 투자 이익을 수익이라고 한다. 수익은 배당, 이자, 임대 소득 등을 포함한 자본 이득(capital investment) 또는 투자 소득(investment income)으로 구성 될 수 있다. 예상 경제 수익은 미래 수익의 적절하게 할인된 가치이다. 수익은 일정 기간 동안의 실제 자본 이득 (혹은 손실) 또는 소득으로 구성되어 있다. 투자는 일반적으로 자산을 얻는 것이다. 만약 자산을 투자 가치가 있는 가격으로 구매 한다면 일반적으로 그 가치가 높아짐에 따라 더 높은 가격에 판매되어 수입을 창출할 수 있다. 일반적으로 투자자들은 투자가 위험할수록 높은 투자수익을 기대한다. 금융 자산은 안전한 국채와 같은 저 위험, 저 수익투자에서 신흥 시장 주식 투자와 같은 높은 위험 그리고 높은 수익에 이르기까지 범위가 다양한다. 투자자, 특히 초보 투자자는 일반적인 투자 전략 그리고 분산 포트폴리오를 적용하는 것이 좋다. 분산 투자는 전반적인 위험을 낮추는 통계적 효과가 있기 때문이다. Ekonomian, inbestimendu edo inbertsioa (Heg.) negozio eredu bat garatzeko ekintzaileak egiten duen diruzko ekarpena da, diru gehiago irabazteko. Irabazten den diruari errentagarritasuna deitzen zaio, horretarako aurrezkia edo kanpoko finantzaketa erabiliz. Inbestimenduak erabaki eta horretarako dirua jartzen dutenak inbestitzaileak edo inbertitzaileak (Heg.) dira. Inbestimendua enpresaren funtsezko arloetako bat da, finantzaketa-arloarekin batera: finantzaketa beharrezko finantza-baliabideak (dirua, adiera zabalean) eskuratzeaz arduratzen den bitartean, inbestimendu-arloak baliabide horiek esleitzen ditu. Inbestimenduak fisikoak (makina bat, adibidez) zein finantza-inbestimenduak (akzioak, adibidez) izan daitezke, eta euren helburua aurreko inbestimendu bat ordezkatu edo enpresa-egitasmo berria bati ekitea izan daiteke. Aldi berean, epe laburreko zein epe luzerako inbestimenduak bereizten dira, errentagarritasuna zein epetara bilatzen den.
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